Jimmy Northrup

Jimmy Northrup

Junior Loan Officer

NMLS # 2357709

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James Northrup

I grew up right here in Charleston, SC (Mt Pleasant specifically). I truly love the Lowcountry, and couldn't imagine living anywhere else! Shortly after attending The University of South Carolina, I started a career in Real Estate which I practiced for 15 years.  As a REALTOR®, I was consistently a Top Producer in both my office and MLS area. In 2022 I decided to transition to the mortgage department, which is currently what I am doing today!

Having a background as a top producing REALTOR® provides me the unique experience to understand multiple aspects of the very intricate process of buying and selling homes.  I fully understand the challenges that buyers, sellers and REALTOR®’s face, and am able to use this understanding to my advantage in ensuring a smooth transaction.  I have a passion for serving others, and always focus on advising clients in ways that will be most advantageous to them.  

I have two children (boys) and an incredible Fiancé that I love to spend time with. In my free time I also enjoy fishing, golf and weight training.

MARKET NEWS

Up-to-date coverage on current mortgage trends.
5 Benefits of a Cash-Out Refi

5 Benefits of a Cash-Out Refi

And before they change, many homeowners have been taking advantage of the benefits of cash-out refinancing. To give you the gist, cash-out refinancing is when you replace your current mortgage with a new one that has a larger outstanding principal balance, and you get the difference in a lump sum of cash.


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Freddie Mac BorrowSmart® Program: What to Know

Freddie Mac BorrowSmart® Program: What to Know

Looking to buy a new home but struggling with down payment or closing costs? You're not alone. Luckily, there's a solution: Freddie Mac BorrowSmart®.


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Affordable Housing Loans - What Are the Options?

Affordable Housing Loans - What Are the Options?

The mortgage process can seem both confusing and overwhelming. That’s understandable because buying a house may be one of the most important and biggest purchases that anyone will ever make.


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