Randy Ratchford
RANDY RATCHFORD
I am here to assist you with all your mortgage needs. I will help you consider a whole range of factors regarding your lending needs whether you’re purchasing your first home, a second home or refinancing. I will make every effort to simplify the lending process with step-by-step guidance from application to closing.
I am committed to providing you with the best customer service available. If you want to get started on a home loan, contact me today.
Summerville, NC 29483
How Much Home Can You Afford?
Find out right here.
Utilize our mortgage calculators to help you answer questions about financing a new home. Then, reach out to us to find out how much you can get qualified for!
Already Working With Us?
Easy Processing Through Our State-of-the-Art Consumer Portal.
Carolina One Mortgage’s one-stop consumer portal allows you to easily manage your mortgage application from your phone, tablet, or computer. Upload documents, esign, see where your loan is in the process, and more!
What Clients Say
Before beginning the home buying process we were petrified. We had been warned how difficult and stressful the process was. We had a few extra hurdles too such as less than perfect credit for one. Less than a 20% down payment for two. Randall with Carolina One Mortgage, however, made the process so simple and we were able to find and close on a home we loved within two months! It also helped that our Realtor was also with Carolina Mortgage and a jewel as well. We wouldn’t recommend anyone else!
The team is AWESOME! Randall is a wonderful agent (Loan Officer), he’s the best.
Y’all couldn’t have made this process go any smoother!! Amazing! Y’all are Amazing!