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Team Member

RANDY RATCHFORD

Senior Loan Officer

NMLS # 107433

APPLY NOW

RANDY RATCHFORD

am here to assist you with all your mortgage needs. I will help you consider a whole range of factors regarding your lending needs whether you’re purchasing your first home, a second home or refinancing. I will make every effort to simplify the lending process with step-by-step guidance from application to closing.

I am committed to providing you with the best customer service available. If you want to get started on a home loan, contact me today.

SC License # MLO - 107433

Before beginning the home buying process we were petrified. We had been warned how difficult and stressful the process was. We had a few extra hurdles too such as less than perfect credit for one. Less than a 20% down payment for two. Randall with Carolina One Mortgage, however, made the process so simple and we were able to find and close on a home we loved within two months! It also helped that our Realtor was also with Carolina Mortgage and a jewel as well. We wouldn’t recommend anyone else!
T. and J. Lockard
The team is AWESOME! Randall is a wonderful agent (Loan Officer), he’s the best.
B. Myers
Y’all couldn’t have made this process go any smoother!! Amazing! Y’all are Amazing!

MARKET NEWS

Up-to-date coverage on current mortgage trends.
Homebuilder Sentiment Higher in January

Homebuilder Sentiment Higher in January

The downturn in mortgage interest rates that began in November finally has homebuilders feeling…

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Sharp Drop in Rates Spark Jump in Applications

Sharp Drop in Rates Spark Jump in Applications

The combination of lower mortgage rates and an unusually slow end to 2018 caused mortgage appli…

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2019 Predictions: Housing Market Will Be Cool, But Homeownership Will Rise

2019 Predictions: Housing Market Will Be Cool, But Homeownership Will Rise

We’re going into 2019 with a 5 percent greater supply of homes for sale than we had going into…

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